Personal Loan

Living in KL or Selangor and need cash fast? Don't wait! Get a personal loan with quick approval and flexible repayment options.

Apply online today and receive your funds within 2 hours* of approval.

Interested to apply?
Fill up the form below to start your application with Finance-in-KL Personal Loan.

Please key in your location details

We are Finance-in-KL

Legal & Licensed Money Lender Malaysia

Lower Interest Rates
Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.
No Upfront Payments
It is FREE to apply and to check your eligibility. You can borrow risk-free without paying a single sen in fees.
Speedy Approval
Same-day appointments and walk-ins are welcome. Our approval process takes between 45 minutes to 2 hours.
Trusted & Established
We have more than 8 years’ of industry experience, and are trusted by thousands of Malaysians
Private & Confidential
We respect your privacy, and strictly will never reveal your details or documents to any third party.
Increased Eligibility
We understand that not everyone has a perfect credit record. Apply to see if we have a loan solution for you.

Why Choose Us

Since being founded in 2012, Finance-in-KL has helped countless individuals deal with monetary problems with low interest, easy repayment personal loans. Our goal is to continue providing a good and professional service to our clients throughout the whole Klang Valley.

Lowest Interest Rates

Among Licensed Money Lenders

8%-12% /APR

Get personal loans from us today at the lowest interest rate
We charge a very low 8%-12% interest on personal loans, the lowest in Kuala Lumpur & Selangor
Up to RM 100,000
24/7 Customer Service

Flexible Repayment Plan

Low Monthly Installments

6 – 60 MONTHS

Loan tenure: 6 months to 60 months
Flexible and Negotiable
Tailor made payment plan based on your personal requirements.

Representative Example

Simple Calculations

RM 900 /MONTH

Loan Amount: RM 10,000
Repayment period: 12 months
Total interests: RM 800
Total amount payable: RM 10,800
Monthly payments: RM 900

Blacklist/AKPK/CTOS Welcome!

Individuals with bad credit score or blacklisted are welcome to apply for a loan from us. Let us help you deal with any financial difficulties today.

Simple 1 Minute Application Procedure

Completing your loan application online takes just 1 minute! Loan application with Finance-in-KL is simple, straightforward and easy.

Lowest Interest Rates

Finance-in-KL is run by real, licensed money lender. All business dealings with Finance-in-KL must follow laws and regulations as outlined in the 1951 Malaysia Money Lending Act.

Free Loan Eligibility Check
Find out how much loan we can offer you today. Text us now on Whatsapp. Or give us a call. Eligibility check is a Free Of Charge service we offer. There is no string attached!

to Get Started Today!

Free Loan Eligibility Check
Find out how much loan we can offer you today. Text us now on Whatsapp. Or give us a call. Eligibility check is a Free Of Charge service we offer. There is no string attached!

to Get Started Today!

Our Services

Get a QUICK personal loan of RM 1000 up to RM 100,000. No matter what your needs are, we can definitely help. Please contact us via whatsapp or give us a call to find out more information.

Do you have any valuable item or asset that can be charged to your loan? If so, apply for a collateralized loan with us to enjoy faster loan approval, even lower interest rates and longer loan term.

Do you have any outstanding debt with other third party loan agencies? Transfer your debt to us and consolidate your loans at a much lower interest rate. This makes it easier for you to manage your finances and allows greater freedom & flexibility for you and your family.

What They Say

Borrow with confidence. Finance-in-KL licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Memang berpuas saya dengan layanan serta perkhidmatan yang diberi oleh Finance-in-KL. Ejen mereka yang mesra membantu saya mencapai kebebasan daripada masalah kewangan yang terdesak! Memang best servis agensi ini! Disyorkan.

Rayyan Zaid

Tiba-tiba saya mengalami masalah kewangan yang begitu urgent apabila kereta saya tergendala di highway NPE dekat Sunway. Kos untuk membaiki kereta beribu-ribu ringgit. Setelah saya menghantarkan permohonan saya di Finance-in-KL, saya mendapat pinjaman pada hari yang sama!

Melati Kirana

I never thought I would take a personal loan, but life happens and I found myself in a tough financial situation a few months ago. My friend recommended Finance-in-KL to me, and  I managed to get through that rough period. I’m now paying back my loan with no problems!

Michael Ng

3 Simple Steps to receive your instant cash loan

Finance-in-KL empowers you with the immediate financing that you need.

Submit Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected Finance-in-KL branch, sign the contract and get your money instantly.

Loan Services

Borrow with confidence. Finance-in-KL licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Loan services such as balance transfer, personal loan and collateralised loan up to RM 100,000.
All terms and conditions will be explained to our customers in detail.
We do not charge any upfront & hidden fees.
No collateral or guarantor required!
Fastest loan approval in Malaysia in less than 2 hours.
Loan eligibility check is a free service that we provide.
Licensed by KPKT.
Interest rates start from 5% up to 12%.
Interested to apply?
Fill up the form below to start your application with Finance-in-KL Personal Loan.

Please key in your location details

Unit 8-5, Level 8, Tower 1A, UOA Business Park, No 1, Jalan Pengaturcara U1/51, Seksyen U1, 40150 Shah Alam, Selangor.

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